What Every Consumer Should Know About Credit Scores

by Jon Henshaw

Queens Chronicle reports:

If you’ve ever applied for a loan, from a mortgage to a credit card, you’ve probably heard the term “credit score.? You may even know that credit scoring is a way for lenders to evaluate a person’s credit worthiness using a mathematical formula. But you may still have questions on what information goes into the evaluation, how the score is calculated and how it is different from your credit report.

“Consumers should know the answers to these questions and how credit scores affect their overall financial situation,? says Maxine Sweet of Experian, a company that provides consumers with tools and services to help them understand, manage and protect their personal credit profiles.

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This entry was posted on Monday, July 26th, 2004 at 4:24 pm and is filed under Uncategorized. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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