Archive for the 'Insurance' Category
I am trying to think of a useful reason to keep talking about my misfortunate series of events this summer. And, perhaps at the end of today’s blog, I will feel as if I have provided information that is relevent and helpful. But for now - I am only capable of ranting and telling you that I now believe that I am one cursed mo’fo. Yes, I said mo’fo.
Here we go:
Yesterday, we were bopping down Gallatin Road here in Nashville - on a sponteanous milkshake run to shake some of the summer heat off. Gallatin Road is a four lane road famous for lousy drivers and desperately misplaced parking lots that only allow you to pull out into oncoming traffic. Anyhoo, one of Nashville’s finer citizens, with a lovely gaze of someone who had been hittin’ the juice a little earlier than he shoulda’ been, was pulling out of one of these parking lots - strangly enough, right in front of a car going forty miles an hour (that would be us). As much as I tried, I couldn’t stop in time to prevent us from ramming him nearly head on. He was less than concerned with the fact that this was our brand new car and only mildly concerned that there were two children involved - he was more concerned that his rusted out 1970 Buick whose bumper was, literally, dangling by a piece of rope was “damaged”.
Our brand new car is now undrivable and in the shop. Not sure if its totaled yet - the wheel and axle are pretty bent - so we just have to wait to get the word from the mechanic. But it looks pretty awful.
Ahhhh, here’s an educational twist: Get the gap insurance when you buy a new or used car. We didn’t. We knew, when we bought the car that we should, but couldn’t afford it - it was a pretty high premium that they were quoting us. So now we are incredibly nervous about the fact that we may be paying for a car that is damaged beyond repair.
Aside from that, I am just wondering what the deal is. It seems like, since things have been looking up for us as a family that we have had the worst occurances around us - things that seem completely out of our control. When we were poor and could barely eat and not making art and working too hard at things we didn’t love and not able to spend time with our kids or each other, it seemed that everything else was great - no accidents, no death, no illness, no tragedy. Now, we are happy and making it and getting closer to our goals and everyday we feel lucky - and it seems that the more of this we have the more we are faced with completely uncontrollable ickyness. Do you have to always give something up to be happy? Is this some way of making sure we don’t get too comfortable or at ease with our lives? Is there always going to be some big disaster or heartbreak that we are going to have to deal with if we keep living a comfortable life? I am starting to think yes. I am starting to think that this is how things keep its balance. I am starting to wonder if being financially unstable and overworked wasn’t a better gig than this. How crazy is that?
Better go get back on the phone with the insurance company. Wish me luck.