{"id":74,"date":"2004-07-18T13:42:19","date_gmt":"2004-07-18T19:42:19","guid":{"rendered":"http:\/\/www.familyresource.com\/blog\/?p=74"},"modified":"2004-07-18T13:42:19","modified_gmt":"2004-07-18T19:42:19","slug":"lenders-use-credit-scoring-to-predict-behavior","status":"publish","type":"post","link":"https:\/\/www.familyresource.com\/blog\/2004\/07\/18\/lenders-use-credit-scoring-to-predict-behavior\/","title":{"rendered":"Lenders use credit scoring to predict behavior"},"content":{"rendered":"<p><a href=\"http:\/\/www.signonsandiego.com\/\">The San Diego Union-Tribune<\/a> reports:<\/p>\n<blockquote><p>These mathematical models \u2013 the FICO score from Fair Isaac &amp; Co. being the most prominent \u2013 are eerily accurate predictors of borrower behavior, lenders say.<\/p>\n<p>&#8220;One of the biggest changes in the game is credit scoring,&#8221; said Rob McNelis of One Stop Lending and president of the California Association of Mortgage Brokers San Diego chapter. &#8220;Credit scoring has become such a crystal ball for lenders.&#8221;<\/p><\/blockquote>\n<p><a href=\"http:\/\/www.signonsandiego.com\/news\/business\/20040718-9999-1n18scores.html\">Full Story<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The San Diego Union-Tribune reports: These mathematical models \u2013 the FICO score from Fair Isaac &amp; Co. being the most prominent \u2013 are eerily accurate predictors of borrower behavior, lenders say. &#8220;One of the&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-74","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.familyresource.com\/blog\/wp-json\/wp\/v2\/posts\/74","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.familyresource.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.familyresource.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.familyresource.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.familyresource.com\/blog\/wp-json\/wp\/v2\/comments?post=74"}],"version-history":[{"count":0,"href":"https:\/\/www.familyresource.com\/blog\/wp-json\/wp\/v2\/posts\/74\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.familyresource.com\/blog\/wp-json\/wp\/v2\/media?parent=74"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.familyresource.com\/blog\/wp-json\/wp\/v2\/categories?post=74"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.familyresource.com\/blog\/wp-json\/wp\/v2\/tags?post=74"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}